If you have fewer than 50 full time equivalent employees you are not required to buy health insurance for your employees. The Affordable Care Act (the new health care law) does not impose any penalties on small businesses that do not provide health plans.

Even though you are not required by law to provide health insurance, there are still many good reasons to do so. Providing health benefits helps retain good employees and recruit the best talent. Providing coverage also helps small health problems from turning into big problems. Preventing illness helps keep people at work, reducing absenteeism and increases productivity.
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